# Automated Borrowing Base Calculation ## Overview A borrowing base is the amount of money a company can borrow from a lender. Specialty finance companies that rely on asset-based borrowing need to calculate and report on their borrowing base on a regular basis to maintain access to their debt line. Lenders calculate the borrowing base amount by adding up all the assets that a borrower can put up as collateral (cash, inventory, and accounts receivable, for instance) and then “margining”, or applying a discount factor, to arrive at a maximum loan amount. Finley automatically ingests data from loan tapes, validates or verifies that data, and then calculates borrowing base amounts that are used for the Funding Request workflow and for Finley's Insights feature. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.finleycms.com/core-capabilities/automated-borrowing-base-calculation.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.